With more people than ever struggling to make mortgage repayments during the credit crunch, many consumers are looking to take repayment holidays to ease their financial problems.
Many modern mortgages offer consumers the opportunity to take a holiday from repaying their loan for a short period of time and more consumers than ever are now taking their chance.
However, a spokesman from the CML warned any consumers "A lender would make an assumption that an inquiry about a payment holiday is a likely indicator of financial trouble."