With many people expected to experience mortgage repayment problems in 2008, as lenders jack up the prices of their deals, it's a great time to snap up the last few good remaining offers on the market.
First Direct have a two year fixed rate mortgage at 4.99% with deals available up to 80% of the property value.
Cooperative Bank have a competetive two-year tracker for remortgages at 5.49%.
Experts are urging consumers thinking about getting a mortgage to act now or be prepared to wait a considerably long time for the next decent offer.