Lloyds TSB currently have two 2 year tracker mortgages available which they predict will entice a good number of consumers.
The first deal tracks 0.94% above the base rate for two years but comes with a product fee of £495.
The other 2 year tracker mortgage has a high interest rate, tracking at 1.74% above the base rate but doesn't come with a startup fee.
Both deals have early repayment charges attached which could potentially put some consumers off.