If you're experiencing mortgage repayment problems, things could get worse quickly according to research from MoneySupermarket.
The group say that after studying the top 18 mortgage lenders on the market, they found that charges and penalties for missing payments fluctuate greatly.
Louise Cuming from the group commented, "Many lenders are quick to agree on a mortgage, but not so eager to help financially when their customer is most in need. Charging someone £372 is equivalent to raising the annual SVR rate on a £150,000 mortgage from 7.5 per cent to 8.49 per cent."
Despite many lenders charging unfairly, HSBC have been highlighted for praise as they don't enforce charges for missed mortgage repayments or returned cheques.
If you're experiencing mortgage repayment problems then make sure you get in touch with your provider quickly to ensure they're doing everything in their power to help you turn things around.