People building there own homes and looking for a self-build mortgage aren't being affected by the credit crunch in anyway, according to Jason Orme from Homebuilding.co.uk.
Many consumers are struggling to find good mortgage deals despite the Bank of England reducing the base rate of interest and the government investing heavily in the market.
However, Orme believes that self-builders are finding things much easier. He commented, "Self-builders tend to benefit up to 25-30 per cent in terms of the equity - the cost of the mortgage compared to the end value [of the house]. That really is viewed as a good thing in difficult times by lenders."