A leading mortgage expert has told consumers that taking out a self certification mortgage should not be overlooked when weighing up the best deals.
Neil Johnson of the Intermediary Mortgage Lenders' Association has expressed his concerns that many people fear taking out a self certification mortgage as they don't entirely understand the procedure.
He added: "Self-cert mortgages are becoming increasingly popular to a host of different groups, even though they were originally targeted at the self-employed."